Apple Cash

By MacRumors Staff on October 5, 2026

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Apple Cash How Tos

How to Set up an Apple Cash Card on iPhone and iPad

Wednesday August 14, 2019 4:35 pm PDT by Tim Hardwick

Apple Cash (formerly Apple Pay Cash) is Apple's peer-to-peer payments service. You can use Apple Cash to make and receive payments in Messages, or you can get Siri to send money to a friend or family member. When someone sends you money, it goes on your virtual Apple Cash card, which is stored securely in the Wallet app on your iPhone or iPad. You can use the money on it to send to someone,...

Apple Cash Articles

Apple Cash Adds ID Check for Reloads, Teases Bank Funding

Monday October 5, 2026 10:57 am PDT by Juli Clover

Apple Cash will soon require identity verification to add money. In emails going out to customers, Apple explains that starting on November 9, Green Dot Bank will begin requiring users to verify their identity when reloading their Apple Cash cards. Identity verification is already required when adding, sending, or receiving over $500 total, but verification for any reload is new. Apple says...

Apple Cash in iOS 27 Will Help You Split Bills With Just a Photo

Monday June 1, 2026 11:15 am PDT by Eric Slivka

iOS 27 will include a nice quality-of-life improvement for those who frequently split bills with friends and family, allowing them to easily take a photo of a receipt and generate payment requests for different people, according to Bloomberg's Mark Gurman. The feature will be tied to the peer-to-peer Apple Cash feature in the Wallet app, which lets users easily send money to other people and ...

Apple Cash Instant Transfer Fees Are Going Up Soon

Friday January 23, 2026 10:52 am PST by Juli Clover

Apple today began notifying Apple Cash users about an upcoming fee increase for the Instant Transfer feature. Starting on February 18, 2026, choosing the Instant Transfer option will cost 1.7 percent of the transaction amount, with a minimum of $0.25 and a maximum of $25. Instant Transfer is the Apple Cash option that allows you to transfer money from Apple Cash to your bank account with no...

Check Out These Fun New Apple Cash Stickers in the Messages App

Wednesday December 10, 2025 8:16 am PST by Juli Clover

Apple today updated its Apple Cash feature to introduce a set of stickers that can be used in the Messages app. The stickers are Apple Cash themed, featuring emoji that you might want to use when sending or receiving a payment. Each sticker is animated, and has an iridescent texture that gives a glinting effect as the sticker moves. The Apple Cash stickers are rolling out to users...

Apple to Require Identity Verification for Sending $500+ in Apple Cash Starting in October

Thursday August 22, 2024 10:17 am PDT by Juli Clover

Apple today began sending out emails to customers letting them know about upcoming changes that are being made to the Apple Cash Terms and Conditions. iOS 18 and watchOS 11 introduce Tap to Cash, a feature that allows users to exchange Apple Cash in person by holding an iPhone or Apple Watch near another iPhone or Apple Watch. As part of this feature implementation, Apple is changing the...

iOS 17.4 Beta Lets Apple Cash Users Generate Virtual Card Numbers

Monday February 12, 2024 2:33 am PST by Tim Hardwick

Later next month, iPhone owners running iOS 17.4 will be able to generate a virtual card number for spending Apple Cash when Apple Pay isn't an online option, according to reports from Reddit users running the latest iOS 17.4 beta (via 9to5Mac). An Apple Cash pre-paid card allows users to send peer-to-peer Apple Pay payments to friends and family, transfer money to bank accounts, pay off...

iOS 17 to Enable Recurring Apple Cash Payments for Kids Allowances and Other Shared Expenses

Wednesday June 7, 2023 8:44 am PDT by Joe Rossignol

Apple today announced that iOS 17 will include an option to set up recurring Apple Cash payments on a weekly, biweekly, or monthly basis, a feature that will be useful for kids allowances and regularly shared expenses, such as rent payments. Alongside this feature, users will have the option to automatically top up their Apple Cash balance when it runs low, according to Apple. Apple...

New Apple Cash Accounts Now Branded as Visa Cards

Friday April 22, 2022 5:55 am PDT by Eric Slivka

The Apple Cash virtual debit card appears to be switching networks from Discover to Visa, as revealed in some updated images on Apple's website and noted by Twitter user @Kanjo. Since its launch, Apple Cash (originally known as Apple Pay Cash) has been operated through a partnership with Green Dot Bank on the Discover network. Discover is one of the smaller card networks and is accepted in...

Apple Cash Instant Transfer Now Works With Mastercard Debit Cards

Friday August 6, 2021 12:00 am PDT by Tim Hardwick

Apple Cash, Apple's peer-to-peer payments service that works with Apple Pay and iMessage, received a couple of small updates on Thursday. It's now possible to use Instant Transfer with both Mastercard and Visa debit cards. Previously only the latter card could be used, so the addition of Mastercard means Instant Transfer is more accessible to users who want to quickly transfer money from an ...

Apple Highlights Benefits of the Wallet App, Apple Pay, and Apple Cash on New Webpages

Wednesday June 2, 2021 2:18 pm PDT by Juli Clover

Apple today introduced a new mini website that's dedicated to the Wallet app on the iPhone, highlighting the benefits and features that are available. Apple explains that debit and credit cards can be added to the Wallet app "with no added effort," making them available for Apple Pay. The site also promotes Apple Cash and Apple Card, both Wallet app features, as well as transit cards that...

Leaked Images Reveal Google Working on Apple Cash Card Competitor

Friday April 17, 2020 10:45 am PDT by Joe Rossignol

Leaked images obtained by TechCrunch show that Google is developing its own debit card offering in partnership with banks in the United States. The debit card would be available in both virtual and physical formats for making purchases. The leaked screenshots reveal that users would be able to add or remove funds from the card after connecting a bank account, with a fingerprint and PIN for...

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